Central Intel

Dr. Brad Klontz is a Financial Psychologist, Certified Financial Planner, and Managing Principal at YMW Advisors. With 15+ years of experience, he helps clients overcome subconscious financial beliefs. He teaches financial psychology at Creighton University and has authored eight books and over 100 articles, featured in The New York Times and CNBC. His mission is to help individuals and organizations achieve their financial goals.

Adrian Brambila is a serial entrepreneur, ex-pro dancer & influencer who went viral on TikTok for living in a van while transparently showing how he makes over $100K per month online with just 1 day a week of wifi. Adrian's mission is to inspire others to start side hustles while creating intelligent money habits to achieve financial freedom.

Both guests share personal stories and insights from their collaborative work, including their book "Start Thinking Rich," which aims to help people develop a healthier relationship with money.

Takeaways:

• Mindset matters
• Automate to avoid emotional pitfalls
• Bridge backgrounds and build relationships.

Sound Bites:

 “Saving challenges our natural instincts to consume immediately.”

 “Leveraging the Internet offers scalable income opportunities.” 

Connect & Discover

LinkedIn:  linkedin.com/in/drbradklontz

Instagram: 

 drbradklontz

 brambilabong

Facebook: 

DrBradKlontz

Adrian.anthony.brambila

Website: 

• Adrianbrambila.com
• BradKlontz.com
• yourmentalwealth.com

Podcast:

Youtube: youtube.com/c/drbradklontz

Book:

Start Thinking Rich

 

𝗙𝗢𝗟𝗟𝗢𝗪 𝗠𝗘 𝗢𝗡:

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LinkedIn: https://www.linkedin.com/in/mickhunt/

Website: https://www.mickhuntofficial.com

 

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Master your money, revolutionise your relationships, and live a rich life with personal finance expert Ramit Sethi.   Ramit Sethi is the host of the Netflix series ‘How to Get Rich’ and author of the best-selling book, ‘I Will Teach You to Be Rich’. He is also founder of the podcast, ‘Money For Couples’.  In this conversation, Ramit and Steven discuss topics such as, how to create your vision for a rich life, why you should rent rather than buy a house, the best money talks to have with your partner, and the top 3 money red flags in a relationship.  00:00 Intro 01:35 Why People Should Care About This Conversation 02:25 What Has Ramit Learned About Money And Relationships 04:10 Differences Between Men And Women's Spending Habits 05:40 What Are The Sources Of Arguments In Relationships 07:14 Women Earning More Causes Problems 11:47 You Don't Need To Buy A House To Be Successful 14:18 Should Men Remain Single? 15:39 Who Should Pay For The First Date? 18:09 Should Men Be Chivalrous? 19:45 What Are Financial Red Flags? 20:51 The Money Types – Avoider 22:17 The Optimizer 24:31 The Worrier 26:14 The Dreamer 27:29 Which Money Type Lives A Happier Life? 29:14 Do You Know How Much Your Partner Makes? 31:32 Should You Keep A Bad Financial Situation A Secret? 36:00 Are Prenups A Good Thing? 42:44 Do We Need A "Money Guy"? 43:59 Red Flag: They're Cheap 45:24 Robert Kiyosaki's Advice Is Rubbish 46:36 What Makes A Worrier? 48:14 What Is A Rich Life Vision? 52:32 Merging Finances As A Couple 58:15 Should You Sweat The Small Stuff? 01:00:13 Is Buying A House Financially Savvy? 01:03:59 Why Is It Hard To Buy A House In 2024? 01:07:13 A Better Use Of Money Than Buying A House 01:14:04 Alternatives To House Buying For Investments 01:16:16 Uncovering Finances And The Shock It Can Have 01:22:19 Should You Make A Budget? 01:24:01 How Do We Teach Our Kids About Money? 01:27:16 Should We Let Our Kids Enjoy Our Wealth? 01:28:23 How To Raise Kids Without Spoiling Them 01:29:34 How To Educate Your Kids If They Want To Be Wealthy 01:31:54 The Principles Of Wealth Creation 01:33:57 How Much Money Do You Need To Start Investing? 01:35:27 Gambling In Relationships 01:36:46 Money Issues Destroying Marriages 01:38:09 Steven's Parents' Money Mystery 01:39:23 If You Have Enough, Why Continue? 01:40:01 What Ramit Would Do With A Surprise $100M 01:41:55 What People Love To Spend Their Money On 01:47:01 The Guest's Last Question Follow Ramit:  Instagram - https://g2ul0.app.link/36K8W7SVBNb  Twitter - https://g2ul0.app.link/A0YgzpVVBNb  Website - https://g2ul0.app.link/UyeTgBYVBNb  You can pre-order Ramit’s book, ‘Money For Couples’, here: https://g2ul0.app.link/L532luaWBNb  Watch the episodes on Youtube - https://g2ul0.app.link/DOACEpisodes  My new book! 'The 33 Laws Of Business & Life' is out now - https://g2ul0.app.link/DOACBook  You can purchase the The Diary Of A CEO Conversation Cards: Second Edition, here: https://g2ul0.app.link/f31dsUttKKb  Follow me: https://g2ul0.app.link/gnGqL4IsKKb  Sponsors: WHOOP - https://join.whoop.com/CEO Colgate - https://www.colgate.com/en-gb/colgate-total Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another insightful episode of "Mick Unplugged"! Today, we're diving deep into the world of financial literacy, mentorship, and smart investing with our guest, Herman Dolce. As the founder of Bella Sloan Enterprises and Bella Sona Academy, Herman is dedicated to educating individuals on the importance of financial education and strategic investments.

In this episode, we'll explore how having a mentor can save you from costly mistakes, the value of surrounding yourself with the right influences, and the powerful analogy of using "fast passes" to accelerate your success. Herman will share personal anecdotes, such as how guidance from his brother led him to establish his thriving business, and how wisdom from mentors like Les Brown has shaped our host, Mick Hunt's journey.

We'll also delve into the nuances of good debt versus bad debt, strategic business financing, and Herman's mission to teach financial literacy from high school classrooms to boardrooms. Whether you're looking to better manage your credit, invest wisely, or simply understand the tax laws better, this episode is packed with actionable insights and inspiring stories to help you achieve financial freedom.

So tune in as we unlock the secrets to financial success and personal growth with Herman Dolce, only on "Mick Unplugged".

Takeaways:

• Financial literacy and education are crucial for achieving financial freedom.
• Not all debt is bad debt; understanding the difference between good and bad debt is important.
• Having a mentor and investing in coaches can provide valuable wisdom and shortcuts to success.
• Initiatives like Bella Sloan Academy and the Blueprint Foundation aim to teach financial literacy to individuals of all ages.

Sound Bites

• "Everybody should not have a business. But everyone should be an investor."
• "We need to have amazing examples of what we truly want to be. It is the shortcut and hack to be successful in this life."

Connect and Discover

LinkedIn:  linkedin.com/in/herman-dolce

Instagram:  Instagram.com/Haitian_CEO

Facebook:  facebook.com/BellaSloanEnterprises

TikTok: @Haitian_CEO

Website:  bellasloanllc.com

Non-Profit: Blue Print Foundation                    

Podcast: Execute!

Books: ABC’s of Credit               
Bella Builds Business Credit

 

 

 

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Claudia Goldin is one of the world's leading economists, a Nobel Prize winner, and a time Person of the Year. She joins Josh Gondelman, Roxanne Roberts, and Maeve Higgins to talk 4:30am phone calls, Nobel parties, and yodeling

Get access to bonus episodes, sponsor-free listening, and the chance to participate in a quiz with Peter Sagal when you sign up for Wait Wait... Don't Tell Me!+ at plus.npr.org/waitwait.

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You can be rich. (Don’t roll your eyes at me; I’m serious.) This is not what you think. This episode today is so digestible. So counterintuitive. One of the most enlightening conversations I’ve had with anybody. If I had a nickel for every epiphany I had during this episode, I’d be rich. Most of us have been thinking about money all wrong. It turns out that the amount of money you have in the bank (or don’t have in the bank) is only a small part of your relationship with money. I didn’t realize this until I got to sit down with the incredible Ramit Sethi. He’s a NYT best-selling author and finance advisor with a brand new, top-ranked Netflix series called How to Be Rich, where he coaches real people about how to take control of their financial lives. He says you’ve been thinking about money all wrong. This is one of my favorite conversations ever. It changed the way I think about money. If you were told that you need to create a budget and stick to it, Ramit calls BS. Instead, you’ll learn about your money dials, the only four numbers that matter, the 85% Rule, why the 10 Year Bucket List is so important, the one thing you should NEVER say about yourself, and best of all, what it means to live a Rich Life. Today’s episode is going to change the way you SEE money, because when you see it differently, you’ll treat it differently. If you’re feeling crushed by debt, you’re trying to save for a new home, you can’t stop spending, or you’re constantly getting into arguments with your partner over money issues, you need to hear this episode today. You have to learn to feel confident around money, and Ramit has the practical tools and resources to teach you how. And if you’re looking for another zero-cost resource to help you change your mindset around finances, I’ve got just the thing. Sign up for my free training called Take Control with Mel Robbins. You’ll be joining a quarter million other students who’ve signed up already and you’ll get 3 incredible video trainings plus a 21-page workbook that will help you get the clarity you’re looking for to change the direction of your life. All you have to do is sign up here. Xo Mel In this episode, you’ll learn: 6:05: Just like me, Ramit has his own story of big-time money loss. 11:20: Assignment #1: Think back to your 20’s and ask yourself this question. 12:45: How do your childhood influences impact your beliefs around money? 19:30: This is a truth bomb about money that you need to hear. 20:15: If you want to live a rich life, you need to do two things. 22:30: My favorite thing to spend money on might seem ridiculous. 24:45: Wondering what most people love to spend money on? 30:00: Why is it important to come up with a fun vision around money? 33:30: How do you define your “rich life”? 34:30: What is a rich life for someone living in debt? 37:45: I think everyone listening needs to do this fun activity. 40:30: Especially if life is hard right now, THIS is what you have to do.. 45:30: Here’s how you step your way closer to your rich life. 47:00: How can you feel in control of something if you don’t understand the details? 48:30: The four numbers everyone should know to stop feeling overwhelmed by money. 56:00: NEVER say this about yourself because it will create your reality. 59:00: We have a bad relationship with money in this country. 50:00: Use this tool to figure out how long it will pay off your debt. 1:06:30: The two areas most people spend too much money on. 1:10:00: Ramit lays down the bottom line about changing your mindset around money. 1:13:00: Here’s your new money mantra to play on repeat. Disclaimer

Emma gets ready for a new school year by revisiting lessons from Everyone & Their Mom! We learn how rats help each other, how dolphins say hi to their friends, and what to do if you see someone you know but aren't sure if you should say hi.

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Graduate? In this economy!? The Atlantic's Annie Lowrey explains the economic reality new graduates face and Sean offers one graduating senior a commencement speech. Transcript at vox.com/todayexplained. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Gad Saad is Professor of Marketing & Concordia University Research Chair in Evolutionary Behavioral Sciences and Darwinian Consumption. He is also the author of "The Evolutionary Bases of Consumption" and "The Consuming Instinct". Learn more about your ad choices. Visit podcastchoices.com/adchoices

Gad Saad is Professor of Marketing & Concordia University Research Chair in Evolutionary Behavioral Sciences and Darwinian Consumption and author of "The Evolutionary Bases of Consumption" and "The Consuming Instinct" Learn more about your ad choices. Visit podcastchoices.com/adchoices